Are you familiar with the concept of the Hierarchy of Needs“? According to Abraham Maslow, a psychologist, there are five levels of human needs: Physiological Safety Love and Belonging Esteem Self-actualization The study stated that people should ensure that they meet the requirements listed on the first level before working their way up the hierarchy. …
How to Prioritize and Get Your Basic Needs in Life Read More »
Owning a house is one of the most common goals of an average person, especially those who are planning to start their own family. It’s definitely fulfilling to know that you can buy your dream home where you and your life can stay for years. However, some people are starting to doubt whether it’s still …
Why You Need to Reconsider Buying a Starter Home Read More »
There are 4.8 million people living in Melbourne today. The city, which is the capital of Victoria, is the second largest in Australia in terms of population. It is a highly developed area for both commercial and residential purposes. It has also maintained a reputation for being a centre for food, fashion, lifestyle, and entertainment. …
Buying that piece of land in an ideal location in Donnybrook, Victoria and building your own home are a dream for many Australians. But this dream does not come easy. It is hard enough to find and afford that land that you want, but getting a good contractor for your dream house can be frustrating, …
When buying a property for sale in West Melbourne, Parkville, South Wharf, or Flemington, it is essential to know your Experian credit score like the back of your hand. It is not the only credit score under your name, but it might be the one your prospective mortgage lender looks at to predict your likelihood …
Things that Can Reduce Your Experian Credit Score Read More »
The American Southwest is full of extraordinary natural vistas. Contemplative souls find peace in the bare beauty of the vast sandy expanses of Texas’ deserts. Others may prefer the thriving energy of the lush and verdant vegetation of Louisiana’s bayous. Oklahoma also has abundant natural beauty. The city of Grove is near the border of …
Wander Through the Majestic Natural Beauty of Grove, Oklahoma Read More »
Before you go shop at the property market for your next home, there’s one important step you should do first: come up with a needs and wants checklist. In fact, ideally, you want to have this tool way before you go down the rabbit hole of online listings. Simply because you don’t want to fall …
Before the House Hunt: 3 Things to Ask When Writing Your Home Buying Checklist Read More »
Loan-to-value ratio minimums render many mortgages in the Beehive State prohibitive. You should not blame lenders for refusing to finance the entire cost of a house, though. Such restriction helps keep a financial bubble from forming and prevent another economic disaster. However, not all borrowers fail to qualify for a mortgage because they can’t afford …
Where you choose to settle down and live makes a huge difference in your life, often changing the course of many things such as career paths. Therefore, be sure to take this decision seriously. The place you live in should improve the overall trajectory of your life—not simply the cheapest place you could find. It …
A hybrid adjustable-rate mortgage (ARM) is arguably the best home loan you will find in Oklahoma. Since it has a “honeymoon” period, its interest is fixed in the first years and is generally lower than typical mortgage rates. As a result, its initial monthly payments are manageable. Even if you have poor credit, you can …